| Primarily offered for PPO plan participants, the Vision Care Plan (VCP) option can also be used as a coordinating plan for HMO participants. Routine eye examinations and corrective lenses (if needed) are provided every 12 months. Frames are provided every 24 months. Some restrictions may apply on the type of lenses and frames that are covered at full cost. There is a $10 deductible for each covered eye examination and a $15 deductible for covered frames and/or lenses. Contact lenses can be purchased in lieu of frames and lenses and the plan will pay $105 toward the examination and lenses.
Although coverage is not restricted to the VCP provider network using a VCP provider will ensure the maximum reimbursement available. If a non-VCP provider is used, benefits are based on a fee schedule and the participant may not receive the same level of coverage offered through a VCP provider.
The VCP program can be coordinated with the HMO vision coverage to enhance the vision benefit. Participants in both programs should access the HMO benefits first and then file the out-of-pocket expenses with VCP. Contact Benefits and Wellness for additional plan coordination details.
To obtain vision services you must first contact VCP for a benefits form to take with you to your vision care provider. Forms and lists of network providers can by obtained on the CompBenefits website or by contacting VCP at (800) 749-5855.
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