Sponsored by: TPM
traditional dental

This program is described in the chart below and similar to the POS II medical plan, as you may go to any provider for a covered procedure. However there is network of providers that offers a discount. A provider list can be obtained by using Aetna DocFind®. There is a deductible (separate from the medical deductible) for Type II, III and IV benefits.

Note: Your dental coverage is completely independent from your medical plan selection.

  Summary plan description  
  Summary of coverages
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Employees enrolled in the Traditional Dental plan are encouraged to visit the Aetna's website for specific claim information, health resources and provider information.

Type of benefit Procedures Plan payment percentage
I Preventative
  • cleaning, sealants (for dependents under age 19)
  • fluoride treatments
  • exams
  • surgical removal of impacted teeth
  • x-rays
  • emergency pain treatment
  • 100 percent of usual customary and reasonable allowance (UCR)
  • no deductible
II Routine restorative
  • Amalgram
  • acrylic
  • plastic fillings
  • 80 percent of UCR


Oral surgery
  • single or multiple extractions
  • 80 percent of UCR
Endodontics

  • root canal therapy
  • 80 percent of UCR
Periodontics

  • treatment of gums gingivectomy
  • 80 percent of UCR
III Repairs
  • adjustment or repairs to dentures and bridges
  • 50 percent of UCR
Major restorative
  • gold inlay restoration
  • 50 percent of UCR
Prothodontics
  • dentures
  • bridges
  • crowns
  • 50 percent of UCR
IV Orthodontics
  • straightening of teeth
  • 50 percent of UCR

Maximum Benefit:

  • Type I, II, III: $1,500 per calendar year

  • Type IV: $1,500 lifetime benefit

Maximum Deductible:

  • Per Person $50 per calendar year
  • Per Family $150 per calendar year
  • Per Family $150 per calendar year

   
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