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2010 Benefit Options 

Open enrollment begins September 29 and ends October 13, 2009. Enrollment will be available only through EmployeeNet. Access to the enrollment system from home without VPN will be unavailable. Enrollment is not mandatory this year (Note: if you wish to continue participation in a Flexible Spending Account you must re-enroll in that program during open enrollment).


Enrollment Instructions (Board of County Commissioner Employees):

From eNet (http://enet/Pages/Default.aspx)

Click on Employee Services found at the top of the page, once on the Employee Services page, click on MY Benefits found on the left. This will take you to your personal benefits and the open enrollment wizard.

Note: You must be logged into a county computer as yourself. Those on a shared computer with generic login must log off of the generic login by clicking start, log off, and then log back in as yourself (use your email account login). First time login to eNet will require additional verification. External internet access (from home without VPN) to benefits is unavailable this year.

Enrollment Instructions (Elected Official Employees or those unable to use eNet):

Please use the following website and follow the on-screen login instructions, https://Benefits.scgov.net

Note: You must on a computer logged in to the county's internal network to access this site. External internet access to the enrollment system without VPN is unavailable this year.


  
Open Enrollment informational videos:

  View the open enrollment SoundBites video from your desktop! Click here to watch.
  Click here to view the 2010 Pre-Enrollment meeting and Benefit Fair schedule. 


Benefit Options:

Employees have two medical plans for calendar year 2010 - the Aetna Health Fund (AHF) and the Choice POS II medical plan. The following tools can help in deciding which plan is best for you and your family.

  Medical Plan Side by Side Comparison  
  2010 Benefit Costs 
  2010 Plan Selection & Cost Estimator Tool - (See which medical plan will work best for you)
  2010 Wellness Incentive Program
  Open Enrollment Brochure 

  Frequently Asked Questions 


Dental Plans

  Aetna PPO Traditional Dental plan (deductible/co-insurance, can use any dentist)
  CompBenefits Advantage plan (copay/no deductible, must use network dentists)


Vision Plans

  Vision Care Plan (optional plan, employee paid)  

POSII and AHF participants continue to receive discounts on eyewear through Aetna's VisionOne program at no additional cost.

Note: Routine vision exams are not covered under either medical plan.


Life Insurance

  Term life insurance, one-times salary county paid and up to two times additional salary is available through Sun Life of 
    Canada. Sun Life also offers dependent life insurance. Note: any increase in coverage does require an Evidence of Insurability 
    form.

  Universal Life Insurance is available through Colonial Life. This option includes various coverage amounts and dependent coverage 
    as well. Universal life insurance does require an application.


Short Term Disability

  Disability benefit available to BCC (including Teamsters), Clerk of the Circuit Court, Property Appraiser and Supervisor of 
    Elections employees, which provides income protection if you are out of work due to an extended illness or injury. 
    Click here for more information.


Long-Term Disability (LTD)

  LTD is offered through Sun Life of Canada. SCG pays for a 40 percent benefit for employees (60 percent for At-will employees.)
    Non-At-will employees have the option of increasing their the LTD coverage by 20 percent for a total benefit of 60 percent.


Flexible Spending Accounts

  SCG offers both Medical and Dependent Care Flexible Spending Accounts (FSA).  These accounts allow employees to save 
    money by placing pre-tax contributions into accounts for medical and dependent care expenses. Note: the medical 
    spending account can be used for medical expenses for you, your spouse and children
. The Dependent Care Flex 
    Account is for day care expenses only. The FSA program is administered by Aetna.  

    SCG contributes 25 percent to participants' Dependent Care FSA to assist with childcare expenses, subject to the $5,000 annual 
    maximum contribution established by the IRS. For example, if an employee elects to contribute an annual amount of $4,000 the 
    county will contribute $1,000, for a total annual amount of $5,000. SCG also contributes 5 percent toward the Medical FSA, 
    subject to the same annual maximum above.


Cancer Insurance

  SCG offers cancer insurance through AIG. An application must be filled out for all new Policies or changes to an existing 
    policy. Employees who currently have Hartford cancer policies may continue those through payroll deduction, however no 
    increase in coverage is available for those policies.


Accident Insurance

  Accident Insurace is available through Colonial Life.  An application is required for new policies and for changes to existing 
    policies.


Long Term Care Insurance

  Long-Term Care insurance is offered through UNUM as an employee-paid benefit and is available via after-tax payroll deduction.

    Note:    UNUM is offering all employees who have not previously been declined coverage the opportunity to enroll for group long-
                term care coverage with no medical underwriting during this open enrollment period.


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  Employee Health Center 
  Wellness Program
  Workers' Compensation


  *NEW!* - Leave & Disability
    Changes

  Best Doctors® Program
  Long Term Care benefit
  Personal Health Record
  Mayo Clinic
  Aetna-SCG Wellness Article